Trust and Investment Services
Build a secure
financial future for yourself and your loved ones. Our Trust & Investment Services professionals can help. We
have extensive experience helping successful individuals and businesses
increase their assets and protect their wealth – and we’d
be happy to do the same for you.
your wealth and secure your family’s future. Properly
drawn and executed, a trust can help ensure that your assets are
professionally managed in the way you intend them to be, in the
event that you are no longer able to do so yourself. Our
trust administration officers are from this community so they understand
your specific needs and each administers no more than 100 accounts
for the utmost in personalized service. (Account minimum: $150,000.)
We can help you create a portfolio designed to achieve your specific
financial goals. Two distinct mutual fund investment approaches,
individual portfolio management and strategic alliances with leading
investment firms help ensure that your portfolio achieves your
specific asset preservation, income and growth objectives. (Minimum
Securities Custody Service
Ideal if you prefer to manage your own investments but also want
to benefit from administration and custodial services, we provide
complete, detailed transaction reporting, as well as bill paying
services and Internet access to your accounts, creating a viable
alternative to traditional brokerage.
- Retirement Plan Rollovers (IRAs).
For IRAs with balances of $35,000 or more, this is a simple
way to keep your retirement assets growing without interruption. For
accounts with $100,000 or more, individualized management also
can be provided.
- Self-directed IRAs offer a variety of investment
alternatives. With alternative investments including mortgages,
real estate, Limited Partnerships (LPs), Limited Liabilities
Companies (LLCs), promissory notes, and stocks and bonds you
are sure to find the right mix to meet your specific objectives,
timeframe, and risk tolerance.
use of a Self-Directed IRA, the IRA owner can “think
outside the box” of traditional investments. Self-Directed
IRA investment options include:
- Commercial Real Estate
- Residential Real Estate
- Vacation Property
- Limited Liability Companies (LLCs)
- Limited Partnerships (LPs)
- Business Loans
- First Mortgages
- Second Mortgages
- Franchise Opportunities
- Tax Liens
Some restrictions may apply. Consult your tax professional before
entering into any transaction that you are unsure about.
Investment products are not FDIC-insured.
No bank guarantee. May lose value.
For added peace
of mind, we can act as your personal representative or agent.
We gather, safeguard, appraise, value and invest the assets owned
by the deceased and represent the client’s estate.
Business Trust Services
An integral component of our full range of business banking services
our trust officers provide unparalleled professional service to
business owners and executives of both for-profit as well as non-profit
- Manage assets of pension and profit-sharing plans. Such plans help you attract and retain quality employees, while offering you potential tax advantages. We coordinate our investment services with your plan administrator.
- Act as escrow agent for business transactions ensuring
a smooth, seamless process.
- Service as custodial agent for investment
advisors, retirement plan trustees and non-profit organizations.
For more information or to make an appointment with
a trust officer, call 561-207-6730.